Daily Consolidation - split payments by payment method
Please do not combine different payment methods even if they are mapped to the same account. It is 99% chance that different payment methods won't be a part of the same deposit even if they come to the same checking account. Reconciling such payment record creates additional work - essentially the existing payment has to be remove and new payment records created. I suggest you create a separate line for each payment method and add the payment method in the Reference field. Thanks a million!
Big, big second this motion from me. The current consolidation reduces transaction load on Xero, but it does not reduce workload for payment reconciliation. Consolidation by payment method would help a lot.